Description
Because banking plays such a major role in channeling funds to borrowers with productive investment opportunities, this financial activity is important in ensuring that the financial system and the economy run smoothly and efficiently. In the United States, banks (depository institutions) supply more than $5 trillion in credit annually.
They provide loans to businesses, help us finance our college educations or the purchase of a new car or home, and provide us with services such as checking and savings accounts. In this chapter, we examine how banking is conducted to earn the highest profits possible: how and why banks make loans, how they acquire funds and manage their assets and liabilities (debts), and how they earn income. Although we focus on commercial banking, because this is the most important financial intermediary activity, many of the same principles are applicable to other types of financial intermediation.
Objectives
Financial institutions and bank management is the process of managing the operations and activities of financial institutions, such as banks, credit unions, and other types of financial service providers. This includes managing the financial resources of the institution, as well as the risks associated with providing financial services.
Outlines
1-Introductions of Money, banking and Financial institutions
2-The Role of the financial system
3-Definition of money and its of the money
4-Money and Legal tender
5-The money and its functions
6-The Evolution of the payment system
7-The important of the commercial banks
8-The functions of the commercial banks
9-The commercial bank’s financial statements
10-The Managements of commercial bank
11-The commercial bank’s financial statements
12-The Managements of commercial bank
The liquidity Management
The Assets Management
The liability management
The capital management
13-The capital management
The trade off in the capital size
The importance of the capital size on the ROE
The importance of the capital size on the Solvency risk
14-The Kinds of risks face by the commercial banks
15-How to solve the problem of Asymmetric information
16The income statement for the commercial banks
17-The CAMELS Approaches
The Capital Adequate
The Assets Quality
Management Skills
The Earnings ratios
Liquidity Ability
Sensitivity Analysis
18-Cases on Measuring the performance of the commercial Bank
19-Introduction to the Central bank
20-Multiplier Deposit Creation – With Case
The Original bank effect
The banking system effect
21-The determinate of the Money Supply
The money supply model and the money multiplier
The formula of the money multiplier
22-The Central Bank Balance Sheet
The Central Bank Assets
The Central Bank Liabilities
23-Conducting the Monetary Policy
24-Multiplier Deposit Creation – Introduction
Curriculum
- 8 Sections
- 15 Lessons
- 14 Hours
Expand all sectionsCollapse all sections
- Lecture 12
- Lecture 22
- Lecture 32
- Lecture 42
- Lecture 52
- Lecture 62
- Lecture 72
- Live record1
- Seasoned Financial Expert and Consultant with 18 years of academic and practical experience in finance, economics, and business advisory services.
- Versatile Industry Exposure having delivered financial advisory and consulting services across a diverse portfolio of 10+ industries, including IT, manufacturing, construction, logistics, and food & beverage.
- Core Financial Competencies include preparing in-depth financial analysis, credit assessment, business valuations, feasibility studies, budgeting, and complex financial modeling.
- Experienced Corporate Finance Leader previously serving as an Assistant to a Group Treasurer & Investor Relations Director at a major corporate entity, where he monitored the financial performance of five subsidiaries.
- Academic and Corporate Trainer who has taught over 20 economics and finance subjects at multiple universities and academies, and delivered corporate training for major international companies.
- Entrepreneurial Consultant actively providing freelance financial advisory, business valuation, working-capital enhancement, and strategic planning reports.








